Use this simple calculator to find out how much you could receive toward your down payment.
The Empowered DPA Program offers up to 3.5% of the home’s purchase price with no repayment required if you meet a few basic conditions.
This tool gives a quick estimate based on the home price you enter. To get a personalized quote, you’ll still need to verify eligibility and speak with a participating loan expert.
The estimate shown here assumes you qualify for the full grant amount, which is 3.5% of the home’s purchase price.
Your Empowered DPA grant can be applied directly to your FHA loan’s down payment requirement, which is also 3.5%—meaning you could owe zero up front.
In some cases, it can even reduce your interest rate or be paired with other assistance programs to lower total costs even further.
If the number looks promising, and it likely will, the next step is to check your eligibility.
You’ll answer a few quick questions about your credit score, income, and profession, and then get connected with a mortgage specialist who can guide you through the process.
We’ve helped thousands of first-time buyers navigate their options.
If you have questions about your results, your eligibility, or how the grant actually works, just reach out.
We’re here to help make homeownership possible and affordable.
